PENGELOLAAN INVESTASI DANA PENSIUN PADA DAPENSRI PT PUPUK SRIWIDJAJA PALEMBANG

Abstract

This research was conducted at PT Pupuk Sriwidjaja Palembang. There is retiring finance called “Dapensriâ€. Dapensri is aimed to warrating for the life of retiring employees in their old days after working for the whole of life time at PT Pupuk Sriwidjaja Palembang based on the regulations set up in advance. It also aimed to collecting the retiring finance given by both employer and employees, which is managed in keeping it under the regulation of Financial Minister Affair No. 199/PMK.010/2008. There are a lot of investment choices in Indonesia, but this one that can be used as the investment of retiring finance in accordance with the regulations of Financial Minister affair No. 199-2008, including confindential letters of the state, fixed deposit at the banks, on call deposit, stockholder, obligation which stated on Indonesian stock exchange. As the matter of facts, this research discussed kinds of investments which are used optimally which have low risk that is calculated through return formula and deviation standard. The purpose of the research was to figure out the biggest return and the lowest risk at PT Pupuk Sriwidjaja Palembang.