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  • DOMINASI AKAD MURABAHAH PADA PRAKTIK PENYALURAN DANA DI BANK SYARIAH | Yuliana | AKUNTABILITAS

    DOMINASI AKAD MURABAHAH PADA PRAKTIK PENYALURAN DANA DI BANK SYARIAH

    Rita Yuliana, Shelly Febriana Kartasari

    Abstract


    Dominated murabahah contract phenomena in bank of sharia is really easy to see. This
    thing becomes an evidence that in doing its function of distributing funds, bank of sharia
    just tend to product which is not sharing benefit base. Further searching related on
    motivation of sharia bank in distributing its funds to murabahah product shows that
    murabahah product for bank has level of risk that relatively low. But, for the customers on
    that product has no different with credit which is given by conventional bank that
    commanded in giving a fixed margin. That margin calculation in fact still refer to level of
    interest in BI. The phenomena shows that the orientation of sharia bank still limited in
    profit and obedience of islamic principle. While in social orientation, to increase the
    welfare of society is still not performing well.


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    DOI: https://doi.org/10.29259/ja.v6i2.8768

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    Akuntabilitas
    Jalan Raya Palembang-Prabumulih Km. 32 
    Jurusan Akuntansi, Fakultas Ekonomi Universitas Sriwijaya 
    Indralaya, Sumatera Selatan, Indonesia
    Email: jurnal.akuntabilitas@unsri.ac.id, Tel/Fax : (0711) 580964


    p-ISSN: 1978-4392, e-ISSN:2685-7030


     

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