Pengaruh transaksi non tunai terhadap velositas uang di Indonesia

Muhammad Lukmanulhakim, Syaipan Djambak, M. Komri Yusuf

Abstract


Current technological developments affecting the payment system. From Barter, Cash to non-cash payment. Nowadays, the most used non-cash payment instrument are Credit Card, Debit Card and E-Money. The use of this payment instrument make consumers easy to pay, thereby increasing the level of consumption. The objective of this study was to analyze the impact of the use of E-Money, Credit Cards and Debit Cards to the Velocity of Money in Indonesia. The data used is the number of transaction in 2010 to 2014. The analysis used was Johansen Co-integration Test to analyze the short-term effects and Error Correction Model to analyze the long term effects. The results of this study explains that the use of E-Money, Credit Cards and Debit Cards have long term effects, but there is no short-term effects on the Velocity of Money.


Keywords


e-money, credit card, debit card, velocity of money

Full Text:

PDF

References


Abid Rashid Gill, (2010). Determinants of Velocity of Money In Pakistan”,International Conference On Applied Economics.

Al-Laham Mohammad, Al-Tarawneh dan Najwan Abdalat. (2009). Development of Electronic Money and Its Impact on the Central Bank Role and Monetary Policy, Jordan

Bank Indonesia. 1999. Peraturan Bank Indonesia Nomor No.23/1999 tentang Pengertian Sistem Pembayaran. Jakarta: Bank Indonesia, (online), www.bi.go.id.

Bank Indonesia. 2004. Peraturan Bank Indonesia Nomor 6/30/PBI/2004 tentang Penyelenggaraan Alat Pembayaran dengan Menggunakan Kartu. Jakarta: Bank Indonesia, hal 10-15 (online), www.bi.go.id.

Bank Indonesia. (2009). Peraturan Bank Indonesia No. 11/11/PBI/2009 tentang Penyelenggaraan Alat Pembayaran dengan Menggunakan Kartu. Jakarta: Bank Indonesia.

Boediono (2013). Ekonomi Moneter, Yogyakarta: BPFE-Yogyakarta.

Dimitar Bogov. (2011). Modern payment systems’ impact on monetary policy and financial stability, International Conference of Clearing Institutions in Central and Eastern Europe (ICCI)

Gujarati.Damodar. (2009). Dasar-dasar Ekonometrika, Jakarta: Penerbit Erlangga.

Hakim, Arif Rahman. (2015). Stationeritas, Akar Unit dan Kointegrasi”.Makalah disampaikan pada kuliah Asistensi Pascasarjana Ilmu Ekonomi FE UI

Hidayati Siti, dkk, (2006). Kajian Operasional E-Money, Jakarta: Bank Indonesia.

Mankiw, N. Gregory, (2007). Makroekonomi Edisi Keenam, Jakarta: Penerbit Erlangga

Nasution Mulia. (1998). Ekonomi Moneter: Uang dan Bank, Jakarta: Penerbit Djambatan

Parker, Tammy dan Michael Parker, (2008). Electronic Banking in Finland and the Effect on Money Velocity, Journal of Money, Investment, and Banking, 25(4).

Priyatama Abednego, Apriansah. (2010). Correlation between Electronic Money and the Velocity of Money, Global Management Conference, Bali.

Pramono Bambang, dkk. (2006). Dampak Pembayaran Non Tunai Terhadap Perekonomian dan Kebijakkan Moneter, Jakarta: Bank Indonesia

Silitonga Tritoguna. (2013). Analisis Permintaan Uang Elektronik (E-Money) Terhadap Velocity of Money (Perputaran Uang), Medan: Universitas Sumatera Utara.

Venna Tri Kartika dan Anggoro Budi Nugroho (2015). Analysis on Electronic Money Transactions on Velocity of Money in ASEAN-5 Countries. Journal of Business and Management, 4(9): 1008-1020.




DOI: https://doi.org/10.29259/jep.v14i1.8774

Refbacks

  • There are currently no refbacks.





Jurnal Ekonomi Pembangunan
Jalan Raya Palembang-Prabumulih Km. 32
Jurusan Ekonomi Pembangunan, Fakultas Ekonomi Universitas Sriwijaya
Indralaya, Sumatera Selatan, Indonesia
Email: jep.unsri@gmail.com, Tel/Fax : (0711)580231


p-ISSN: 1829-5843, e-ISSN 2685-0788


Creative Commons License

Jurnal Ekonomi Pembangunan by http://ejournal.unsri.ac.id/index.php/jep 

is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.  

Jurnal Ekonomi Pembangunan is Indexed by:

Logo Google Scholar Unsri  Moraref One Search                

https://siapadia.riau.go.id/plugins/pulsa-limaribu/bajak scatterhttps://pmb.uts.ac.id/cbt/public/hitam/https://ftk.parahikma.ac.id/robopragma/https://learning.poltekkesjogja.ac.id/lib/pulsaceban/https://fsi.unjani.ac.id/course/scatter/kakekslotakun pro jepangkkn777https://jitel.polban.ac.id/plugins/maria/https://elijo.umpwr.ac.id/course/classes/superhoki/https://rsp.unri.ac.id/stats/demoterus/https://ijeeemi.poltekkesdepkes-sby.ac.id/styles/menangya/https://elijo.umpwr.ac.id/course/classes/idnslot/https://pmt.unwir.ac.id/dist/demoslot/https://jippm.uho.ac.id/public/site/scatterr/https://digilib.unila.ac.id/style/auto/kkn777casino onlineturbox500

https://maxplay99.cohttps://dewata138.co/https://kepri168.orghttps://ibcslot.co/https://boss69.nethttps://nugget18.comhttps://bos77slot.cohttps://queen4dwin.comhttps://asiasuperbetgacor.comhttps://indobet8slot.comhttps://mghslotgacor.comhttps://cery88gacor.comhttps://hokigaming777slot.com
slot gacor slot maxwin slot thailand slot demo togel online bandar togel dagangtoto slot gacor slot gacor slot online slot gacor scatter hitam mulia77 mulia77 slot gacor slot gacor slot gacor slot gacor slot gacor https://jdih1.sambas.go.id/assets/ https://jdih1.sambas.go.id/assets/?site=uang4d dagangtoto slot gacor mulia77 slot gacor scatter hitam slot gacor mulia77 slot pragmatic slot gacor mulia77 mulia77 dagangtoto rtp slot slot gacor slot777 slot gacor maxwin slot88 slot777 slot nexus rtp slot slot gacor mulia77 slot maxwin slot gacor maxwin slot gacor slot terpercaya slot gacor maxwin slot pragmatic slot gacor pragmatic play slot gacor mulia77 link slot gacor skl77 slot gacor maxwin77 slot gacor slot thailand slot gacor slot thailand slot terpercaya slot nexus slot88 link slot gacor slot gacor maxwin slot gacor terpercaya slot online slot gacor link slot gacor slot online terpercaya mulia77 slot gacor mantap21 mulia77 https://jdih.wantannas.go.id/amp/ slot gacor muliajp slot gacor