Investigating the effect of total assets, financing, and third-party funds on Islamic Banking Revenue in Indonesia

Rani Salamah Marinda; Imam Asngari; Mukhlis Mukhlis

doi:10.29259/jep.v18i2.10355

Investigating the effect of total assets, financing, and third-party funds on Islamic Banking Revenue in Indonesia

Rani Salamah Marinda, Imam Asngari, Mukhlis Mukhlis

Abstract

This study investigates the influence of total assets, total financing, and third-party funds on the revenue of Islamic banking in Indonesia. Data used are secondary data during the period 2005-2018 sourced from the Financial Services Authority (OJK). The study analysis used a quantitative approach by applying the multiple regression model estimated by OLS. The findings of the study indicated that total assets and third-party funds has a positive and significant effect, while the financing has a negative and significant effect on Islamic banking revenue in Indonesia during the analysis period

Keywords

Sharia banking revenue, total assets, financing, third party funds.

Full Text:

PDF

References

Adzimatinur, F., Hartoyo, S., & Wiliasih R. (2015). Faktor-Faktor yang Memengaruhi Besaran Pembiayaan Perbankan Syariah di Indonesia. Al-Muzara’ah, 3(2), 106–121.

Arrazy, Z. (2015). Pengaruh DPK, FDR, dan NPF Terhadap Pertumbuhan Aset Bank Umum Syariah (BUS) di Indonesia Tahun 2010-2014. UIN Syarif Hidayatullah.

Aziza, R. V. S., & Mulazid, A. S. (2017). Analisis Pengaruh Dana Pihak Ketiga, Non Performing Financing, Capital Adequacy Ratio, Modal Sendiri dan Marjin Keuntungan Terhadap Pembiayaan Murabahah. Jurnal Ekonomi Dan Bisnis Islam, 2(1), 1–15.

Bank Indonesia. (2002). Cetak Biru Pengembangan Perbankan Syariah Indonesia. Jakarta: Bank Indonesia.

Bank Indonesia. (2011). Statistik Perbankan Indonesia. Jakarta: Bank Indonesia.

Bangsawan, M. I. (2017). Eksistensi Ekonomi Islam (Studi Tentang Perkembangan Perbankan Syariah di Indonesia). Law and Justice, 2(1), 24–34.

Djuwita, D., & Muhammad, A. F. (2016). Pengaruh Total DPK, FDR, NPF dan ROA terhadap Total Asset Bank Syariah di Indonesia. Al-Amwal: Jurnal Kajian Bisnis dan Perbankan Syariah, 8(1), 281-297.

Hasyim, L. T. U. (2016). Peran Perbankan Syariah Terhadap Pertumbuhan Ekonomi Sektor Riil di Indonesia. Akrual, 8(1), 11–27.

Hamidi, I. Suhel, S., & Latif, A. (2019). The effectivities of zakat productive funds toward zakat recipient income in Palembang. Jurnal Ekonomi Pembangunan, 17(1), 24-30. DOI: https://doi.org/10.29259/jep.v17i1.8965

Isnurhadi, I., Wahab, Z., Muthia, F., & Bashir, A. (2020). Identifying the factors determining of Muslims’ intention to adopt Islamic banking in the local region: religiosity as moderating variable. Humanities & Social Sciences Reviews, 8(2), 482–487. https://doi.org/10.18510/hssr.2020.8255.

Lubis, A. F. (2016). Analisis Pertumbuhan Total Asset Perbankan Syariah di Indonesia. Nusantara, 1, 102–108.

Marimin, A., Romdhoni, A. H., & Fitria T. N. (2015). Perkembangan Bank Syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 1(2), 75–87.

Nofinawati. (2015). Perkembangan Perbankan Syariah di Indonesia. Juris, 14(2), 168–183.

Prasetyo, P. A. (2013). Identifikasi Faktor yang Mempengaruhi Rendahnya Pembiayaan Bagi Hasil Perbankan Syariah (Studi Kasus PT. BRI Syariah Kantor Cabang Malang). Universitas Brawijaya.

Purwanda, E. & M. Z. (2012). Model Pengembangan SDM Industri Perbankan Syariah di Indonesia. Forum Riset Perbankan Syariah, V, 1–29.

Sudrajat, A., & Suhadi, S. (2015). Determinan Total Aset Bank Pembiayaan Rakyat Syariah (BPRS) di Jawa Tengah. Equilibrium, 3(1), 86–103.

Ulfah, M. (2010). Analisa Perkembangan Asset, Dana Pihak Ketiga (DPK), dan Pembiayaan Perbankan Syariah di Indonesia. Universitas Gunadarma.

Umiyati, L. T. A. (2017). Faktor-Faktor yang Mempengaruhi Pembiayaan pada Bank Umum Syariah Devisa di Indonesia. Jurnal Ekonomi Dan Perbankan Syariah, 5(1), 39–61.

Yuliana, S., Suhel, & Bashir, A. (2017). Comparative Analysis of Profit Sharing Financing Between Islamic Banks (BUS) and Islamic Rural Bank (BPRS) in Indonesia. International Journal of Economics and Financial Issues, 7(2), 266–270.

DOI: https://doi.org/10.29259/jep.v18i2.10355

Refbacks

There are currently no refbacks.

License URL: https://creativecommons.org/licenses/by-sa/4.0/

Jurnal Ekonomi Pembangunan
Jalan Raya Palembang-Prabumulih Km. 32
Jurusan Ekonomi Pembangunan, Fakultas Ekonomi Universitas Sriwijaya
Indralaya, Sumatera Selatan, Indonesia
Email: jep.unsri@gmail.com, Tel/Fax : (0711)580231

p-ISSN: 1829-5843, e-ISSN 2685-0788